Personal Checking Services

Banking with Busey is now easier than ever. Busey offers a variety of checking account options – find the account that fits your unique needs.

Pillar Banking
Foundation

Pillar Banking includes:

Surcharge-free access to approximately 40,000 ATMs

Busey's top rated online & mobile banking with free mobile deposit & bill pay.

Free contactless Busey Debit Mastercard®

View our competitive interest rate

Our flagship checking account that actually pays you. Earn a competitive interest rate and enjoy free or discounted banking services including free Specialty Blue consumer checks, free Official checks, 25% off of annual safe deposit box fees, free paper statements and special rate increases on eligible CD and IRA products!

OPEN AN ACCOUNT | Request an APPOINTMENT

Foundation Checking includes:

No monthly maintenance fee, no minimum balance and no direct deposit requirement

Busey's top rated online & mobile banking app with free mobile deposit & bill pay

Free contactless Busey Debit Mastercard® and surcharge-free access to to approximately 40,000 ATMs

A simple, straightforward checking option with everything you need while helping you avoid fees. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard^®.

OPEN AN ACCOUNT | REQUEST AN APPOINTMENT

	Pillar Banking	Foundation Checking
Minimum Opening Deposit	$100	$100
	No monthly maintenance fee if you; 1) Have a balance of $15,000.00 or more in your Pillar Banking account on the day it cycles, or 2) Have a combined total of $15,000.00 or more in eligible accounts on the day it cycles. Eligible balance includes checking, savings, money market accounts, CDs and IRAs, making it even easier to maintain the minimum balance and better representing your deposits with Busey. If the combined minimum balance requirement is not met, there will be a $15 monthly maintenance fee.	No monthly maintenance fee, no minimum balance, no direct deposit requirement
Interest	Yes; earned daily when minimum balance of $3,000 to earn interest is maintained; interest paid monthly.*	No
eStatements	Included; paper statements available at no charge	Included; otherwise pay a $4 paper statement fee
	OPEN NOW	OPEN NOW

If your request for a checking account has been declined because of your prior banking history, Busey's Bridge Checking could give you a second opportunity for a checking account. Visit our Community Banking page for more details.

*We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for deposit of noncash items (for example, checks). Interest is compounded and credited on the last day of the statement cycle. If you close your account before interest is credited, you will not receive the accrued interest. All accounts are subject to approval.