Send and Receive Money with Zelle®

Zelle® is a fast and easy way to send and receive money with friends, family and other people you trust.

Product Upgrade Announcement: We’ve made some great changes to how you send money to family and friends. Beginning April 1, 2025, Zelle® app will no longer be available, and you’ll have access to Zelle® through eBank or Busey-Mobile app.

That’s exciting because with Zelle® you can quickly send money to people you know and trust — no matter where they bank in the U.S., and the money is usually available in minutes¹.

Look for communications from us with more information on how you can enroll and start sending and receiving money with Zelle®. As a reminder, Busey will never call, text, or email you and ask for your passcode, account number or SSN. If you have questions or need assistance, call us directly at 800.672.8739.
 
Questions about Zelle®? Contact Busey Customer Care for more information and support.
 



CONVENIENT
 
Zelle® is available in the Busey-Mbile app, so there's no need to download another app.
FAST
 
Money goes straight into your account and is available to use in minutes.1
PRIVATE
 
All you need is an email address or U.S. mobile number. Your account information and activity stay private.
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Make the switch to Zelle®.

 

Enroll with Zelle® in 3 simple steps:

 
1 Log into the Busey-Mobile app.
2 In the main menu, select “Send Money with Zelle®”.
3 Enroll your U.S. mobile number or email address.
 
You're ready to start sending and receiving money with Zelle®. Zelle® transactions show up
in your account activity, so you can easily keep track of your money.
 
Next time you need to send money, use Zelle®!



Zelle Frequently Asked Questions

Zelle® is a fast, safe and easy way to send money directly between almost any bank or credit union account in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank1.
You can send, request, or receive money with Zelle®. To get started, log into the Busey—Mobile app. In the main menu, select "Transfer and Pay". Then "Send money with Zelle®".
 
To send money using Zelle®, simply select someone from your mobile device's contacts (or add a trusted recipient's email address or U.S. mobile number), add the amount you'd like to send and an optional note, review, then hit "Send." The recipient will receive an email or text message notification via the method they used to enroll with Zelle®. Money is available to your recipient in minutes if they are already enrolled with Zelle®.
 
To request money using Zelle®, choose "Request," select the individual from whom you'd like to request money, enter the amount you'd like, include an optional note, review and hit "Request". If the person you are requesting money from is not yet enrolled with Zelle®, you must use their email address to request money. If the person has enrolled their U.S. mobile number, then you can send the request using their mobile number.
 
To receive money, just share your enrolled email address or U.S. mobile number with a friend and ask them to send you money with Zelle®. If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Busey account, typically within minutes.
 
If someone sent you money with Zelle® and you have not yet enrolled with Zelle®, follow these steps:
 
  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select Busey Bank.
  3. Follow the instructions provided on the page to enroll and receive your money. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.
It’s easy — Zelle® is already available within the Busey – Mobile app and online banking! Check our app or sign-in online and follow a few simple steps to enroll with Zelle® today.
Your email address or U.S. mobile phone number may already be enrolled with Zelle® at another bank or credit union. You will be prompted to update your enrollment. For support navigating this update, call our Customer Care team at 800.672.8739.

Once you move your email address or U.S. mobile phone number, it will be connected to your Busey account so you can start sending and receiving money with Zelle® through the Busey – Mobile app and online banking. Please call Busey customer support toll-free at 800.672.8739 for help.
When you enroll with Zelle® through the Busey app, your name, the name of your bank/credit union, and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with Busey). When someone sends money to your enrolled email address or U.S. mobile number, Zelle® looks up the email address or mobile number in its “directory” and notifies Busey of the incoming payment. Busey then directs the payment into your Busey account, all while keeping your sensitive account details private.
Keeping your money and information safe is a top priority for Busey. When you use Zelle® within our mobile app or online banking, your information is protected with the same technology we use to keep your Busey account safe.
Zelle® is a great way to send money to friends, family and people you are familiar with such as your personal trainer, babysitter or neighbor¹.

Since money is sent directly from your Busey account to another person’s bank account within minutes¹, Zelle® should only be used to send money to people you trust.

If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®. These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk).

Neither Busey Bank nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you've used the correct email address or U.S. mobile number when sending money.
If you don’t know the person or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle®.

These types of transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither Busey nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
Zelle® is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor1.

Since money is sent directly from your Busey account to another person’s bank account within minutes1, Zelle® should only be used to send money to friends, family and others you trust.

Neither Busey nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
Some small businesses are able to receive payments with Zelle®. Ask your favorite small business if they accept payments with Zelle®. If they do, you can pay them directly from your Busey mobile app using just their email address or U.S. mobile number.

Neither Busey Bank nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you've used the correct email address or U.S. mobile number when sending money.
In order to use Zelle®, the sender and recipient’s bank or credit union accounts must be based in the U.S.
No, Zelle® payments cannot be reversed.
 
You can only cancel a payment if the person you sent money to hasn't yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn't yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select "Cancel This Payment". If you do not see this option available, please contact our customer support team at for assistance with canceling the pending payment.
 
If the person you sent money to has already enrolled with Zelle® through their bank or credit union's mobile app or online banking, the money is sent directly to their bank account and cannot be canceled. This is why it's important to only send money to people you know and trust, and always ensure you've used the correct email address or U.S. mobile number when sending money.
 
If you sent money to the wrong person, please immediately call our Customer Care team at 800.672.8739 so we can help you.
No, Busey does not charge any fees to use Zelle® in our mobile app.
 
Your mobile carrier's messaging and data rates may apply.
The amount of money you can send, as well as the frequency is set by each participating financial institution. To determine Busey send limits, call our Customer Care team at 800.672.8739.

There are no limits to the amount of money you can receive with Zelle®. However, remember that the person sending you money will most likely have limits set by their own financial institution on the amount of money they can send you.
 As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. You can find a full list of participating banks and credit unions
live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.
Yes! They will receive an email or text message notification via the email or U.S. mobile number they used to enroll with Zelle®.
If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Busey account, typically within minutes1.

If you have not yet enrolled with Zelle®, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select Busey.
  3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile phone number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile number to ensure you receive your money.
Money sent with Zelle® is typically available to an enrolled recipient within minutes.

If you send money to someone who isn’t enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will be sent directly to your recipient’s account, typically within minutes.

If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.

If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please give the Busey Customer Care team a call toll-free at 800.672.8739 or get in touch through our support page.
Neither Busey Bank nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for, or the item is not as described or as you expected. Only send money to people and small businesses you trust and always ensure you've used the correct email address or U.S. mobile number when sending money.
Please contact our Customer Care team at  800.672.8739. Qualifying imposter scams may be eligible for reimbursement.




1 U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.